If you’re a non-permanent resident living in the U.S. right now and thinking about buying a home—this is your wake-up call.

 

Whether for yourself, a loved one, or even someone you work with or care about, I need you to lean in and listen closely. Because some significant changes are coming that will directly affect your ability to get a mortgage and buy a home. Let’s break it down.

 

What’s Happening?

Right now, if you are not a U.S. citizen and do not have a green card—but you’re here legally—you can still get a federally-backed mortgage. That includes FHA loans, which have been a lifeline for many first-time buyers and folks with limited down payment resources.

 

But as of May 25, that’s changing.

 

Due to new federal executive actions, access to those government-backed loan programs will be cut off for most non-permanent residents. FHA has already made it clear: if you don’t have your mortgage in process and fully dialed in well before May 25, you’re out.

 

And we expect most conventional loan options to follow suit shortly after.

 

So no matter what side of the political aisle you’re on, this is not a debate. This is a practical, time-sensitive reality.

 

What Should You Do?

Simple: Call us now. Not on May 25. Not on May 10. Not even next week. You’ve got maybe a week or two to get everything moving if you want to close on a home with the financing you currently qualify for.

 

We’re not mortgage lenders—we’re real estate professionals. But we know the exact people to connect you with. Trusted folks like Patrick Glaros at ABC Bank can help you move quickly and responsibly toward getting the financing you need.

 

And here’s the deal:

  • If you’re a non-permanent resident and you’ve been putting off buying a home—don’t wait.
  • If you’re a citizen or permanent resident, but someone you know is not, send them this article.
  • If you think this doesn’t apply to you now, but it might later, let’s talk anyway.

There is still time to make a move before the deadline, but the window is small—and it’s getting smaller by the day.

 

What Happens If You Miss the Deadline?

If you don’t take action, your financing options shrink fast. You may still be able to buy, but you’ll likely need a much larger down payment, a higher interest rate, or alternative lending that’s harder to qualify for.

 

And let’s be honest—it’s stressful enough to buy a home. You don’t want to race the clock with limited options and unnecessary pressure.

 

So let’s avoid all that. Let’s make a plan.

 

Bottom line: If you’re not a U.S. citizen and you’re thinking about buying a home in Dallas-Fort Worth this year, this is the moment to act. You don’t have to commit to buying tomorrow, but you need to know where you stand and what’s possible before your financing options disappear.

 

Call or text us today: 214-310-0008

 

Or just head to ToddTramonteTeam.com, and we’ll connect you with the mortgage and real estate specialists you need to make it happen.

 

This isn’t about pressure. It’s about timing. And this time, the timing matters more than ever. Let’s get you what you need, before it’s too late.