As a buyer you want to be in the best position to move quickly when you find the home you want. Your Buyer Specialist will help you find the right lender and help you locate and buy your next dream home. In order to do that you need to have verified financing available to present to the seller.
Most buyers don’t understand the difference between “pre-approval” and “pre-qualification.” Prequalification simply indicates how much you are capable of spending on a house. It does not guarantee a loan. As you can imagine, most sellers and listing agents don’t look favorably on a pre-qualification letter. Pre-approval means your lender has done their homework on you and “approved” you for a specific amount, the type of loan, interest rate, monthly payment, etc. Take the time in the beginning of your home search to get pre-approved by an “expert endorsed” lender. It will pay off in the end.
If you're in the market for a home loan and don't yet have
